IGA vs VTI
IGA vs VTI
Voya Global Advantage and Premium Opportunity Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IGA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.97% | 0.03% | |
| AUM | $157M | $663.5B | |
| Dividend Yield | 9.62% | 1.07% | |
| Holdings | 516 | 3,543 | |
| YTD Return | +9.65% | +13.57% | |
| 1Y Return | +16.41% | +24.23% | |
| 3Y Return (annualized) | +18.12% | +20.73% | |
| 5Y Return (annualized) | +10.73% | +12.24% | |
| Volatility (annualized) | 16.0% | 15.3% | |
| Max Drawdown | -72.2% | -56.6% | |
| Fund Family | Voya Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 26, 2005 | May 24, 2001 |
IGA vs VTI Performance
Voya Global Advantage and Premium Opportunity Fund (IGA) is a ETF from Voya Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IGA returned +16.41% while VTI returned +24.23%. Year to date, IGA is up 9.65% versus a gain of 13.57% for VTI.
Over three years, IGA compounded at +18.12% per year against +20.73% for VTI; over five years the annualized figures are +10.73% and +12.24% respectively. Across the full 21-year window we track, VTI has the edge at +8.12% annualized vs -0.74%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IGA has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -72.2% for IGA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IGA charges 0.97% per year while VTI charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, IGA currently yields 9.62% against 1.07% for VTI.
Holdings Overlap
IGA and VTI share 118 holdings out of 2902 unique holdings combined, representing a 16.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IGA | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 0.09% | 6.32% | 6.23% |
| GOOGL | 3.14% | 2.88% | 0.26% |
| MSFT | 0.41% | 3.81% | 3.40% |
| META | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings IGA shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IGA or VTI?
IGA has an expense ratio of 0.97% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, IGA or VTI?
Over the past year IGA returned +16.41% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (21 years), IGA annualized -0.74% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, IGA or VTI?
IGA has been the more volatile fund at 16.0% annualized versus 15.3% for VTI. Worst drawdown: IGA -72.2% vs VTI -56.6%.
Should I hold both IGA and VTI?
IGA and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IGA and VTI?
IGA and VTI share 118 common holdings with a 16.6% weight overlap. Combined, they hold 2902 unique securities.
Which pays a higher dividend, IGA or VTI?
IGA yields 9.62% while VTI yields 1.07%, so IGA currently pays the higher dividend yield.
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