HTRB vs SCHD
HTRB vs SCHD
Hartford Total Return Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. HTRB offers more diversification with 1591 holdings.
Side-by-Side Comparison
| Metric | HTRB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.06% | |
| AUM | $2.2B | $103.7B | |
| Dividend Yield | 5.03% | 3.31% | |
| Holdings | 1,818 | 104 | |
| YTD Return | -0.10% | +23.53% | |
| 1Y Return | +2.58% | +30.95% | |
| 3Y Return (annualized) | +4.77% | +14.72% | |
| 5Y Return (annualized) | +0.03% | +9.56% | |
| Volatility (annualized) | 5.9% | 13.6% | |
| Max Drawdown | -21.1% | -33.4% | |
| Fund Family | Hartford Funds | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 27, 2017 | Oct 20, 2011 |
HTRB vs SCHD Performance
Hartford Total Return Bond ETF (HTRB) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HTRB returned +2.58% while SCHD returned +30.95%. Year to date, HTRB is down 0.10% versus a gain of 23.53% for SCHD.
Over three years, HTRB compounded at +4.77% per year against +14.72% for SCHD; over five years the annualized figures are +0.03% and +9.56% respectively. Across the full 9-year window we track, SCHD has the edge at +11.35% annualized vs +0.44%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.9% for HTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for HTRB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HTRB charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, HTRB currently yields 5.03% against 3.31% for SCHD.
Holdings Overlap
HTRB and SCHD share 0 holdings out of 1691 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HTRB or SCHD?
HTRB has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, HTRB or SCHD?
Over the past year HTRB returned +2.58% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), HTRB annualized +0.44% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, HTRB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 5.9% for HTRB. Worst drawdown: HTRB -21.1% vs SCHD -33.4%.
Should I hold both HTRB and SCHD?
HTRB and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HTRB and SCHD?
HTRB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1691 unique securities.
Which pays a higher dividend, HTRB or SCHD?
HTRB yields 5.03% while SCHD yields 3.31%, so HTRB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.