HTRB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. HTRB offers more diversification with 1591 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: HTRB

Side-by-Side Comparison

MetricHTRBVOOWinner
Expense Ratio0.29%0.03%
AUM$2.2B$979.0B
Dividend Yield5.03%1.09%
Holdings1,818509
YTD Return-0.55%+9.95%
1Y Return+3.03%+19.58%
3Y Return (annualized)+4.49%+19.43%
5Y Return (annualized)-0.18%+12.89%
Volatility (annualized)5.9%14.2%
Max Drawdown-21.1%-34.3%
Fund FamilyHartford FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 27, 2017Sep 7, 2010

HTRB vs VOO Performance

Hartford Total Return Bond ETF (HTRB) is a ETF from Hartford Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HTRB returned +3.03% while VOO returned +19.58%. Year to date, HTRB is down 0.55% versus a gain of 9.95% for VOO.

Over three years, HTRB compounded at +4.49% per year against +19.43% for VOO; over five years the annualized figures are -0.18% and +12.89% respectively. Across the full 9-year window we track, VOO has the edge at +13.35% annualized vs +0.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 5.9% for HTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for HTRB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HTRB charges 0.29% per year while VOO charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, HTRB currently yields 5.03% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

HTRB and VOO share 2 holdings out of 2094 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HTRBWeight in VOODifference
DUK0.00%0.15%0.15%
KDP0.03%0.07%0.04%

Frequently Asked Questions

Which is cheaper, HTRB or VOO?

HTRB has an expense ratio of 0.29% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, HTRB or VOO?

Over the past year HTRB returned +3.03% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (9 years), HTRB annualized +0.39% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, HTRB or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 5.9% for HTRB. Worst drawdown: HTRB -21.1% vs VOO -34.3%.

Should I hold both HTRB and VOO?

HTRB and VOO have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HTRB and VOO?

HTRB and VOO share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2094 unique securities.

Which pays a higher dividend, HTRB or VOO?

HTRB yields 5.03% while VOO yields 1.09%, so HTRB currently pays the higher dividend yield.

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