HTRB vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. HTRB offers more diversification with 1591 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: HTRB

Side-by-Side Comparison

MetricHTRBIVVWinner
Expense Ratio0.29%0.03%
AUM$2.2B$865.2B
Dividend Yield5.03%1.09%
Holdings1,818508
YTD Return-0.31%+11.54%
1Y Return+2.26%+21.48%
3Y Return (annualized)+4.65%+20.86%
5Y Return (annualized)-0.13%+13.02%
Volatility (annualized)5.9%15.1%
Max Drawdown-21.1%-56.5%
Fund FamilyHartford FundsiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionSep 27, 2017May 15, 2000

HTRB vs IVV Performance

Hartford Total Return Bond ETF (HTRB) is a ETF from Hartford Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HTRB returned +2.26% while IVV returned +21.48%. Year to date, HTRB is down 0.31% versus a gain of 11.54% for IVV.

Over three years, HTRB compounded at +4.65% per year against +20.86% for IVV; over five years the annualized figures are -0.13% and +13.02% respectively. Across the full 9-year window we track, IVV has the edge at +6.97% annualized vs +0.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.9% for HTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for HTRB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HTRB charges 0.29% per year while IVV charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, HTRB currently yields 5.03% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

HTRB and IVV share 2 holdings out of 2094 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HTRBWeight in IVVDifference
DUK0.00%0.15%0.15%
KDP0.03%0.06%0.03%

Frequently Asked Questions

Which is cheaper, HTRB or IVV?

HTRB has an expense ratio of 0.29% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, HTRB or IVV?

Over the past year HTRB returned +2.26% vs +21.48% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (9 years), HTRB annualized +0.41% vs +6.97% for IVV. Past performance does not guarantee future results.

Which is riskier, HTRB or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 5.9% for HTRB. Worst drawdown: HTRB -21.1% vs IVV -56.5%.

Should I hold both HTRB and IVV?

HTRB and IVV have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HTRB and IVV?

HTRB and IVV share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2094 unique securities.

Which pays a higher dividend, HTRB or IVV?

HTRB yields 5.03% while IVV yields 1.09%, so HTRB currently pays the higher dividend yield.

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