GRNB vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GRNB offers more diversification with 348 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: GRNB

Side-by-Side Comparison

MetricGRNBSCHDWinner
Expense Ratio0.20%0.06%
AUM$185M$103.7B
Dividend Yield4.23%3.31%
Holdings472104
YTD Return+0.01%+23.53%
1Y Return+2.04%+30.95%
3Y Return (annualized)+5.00%+14.72%
5Y Return (annualized)+0.51%+9.56%
Volatility (annualized)5.2%13.6%
Max Drawdown-18.6%-33.4%
Fund FamilyVanEckCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionMar 3, 2017Oct 20, 2011

GRNB vs SCHD Performance

VanEck Green Bond ETF (GRNB) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GRNB returned +2.04% while SCHD returned +30.95%. Year to date, GRNB is up 0.01% versus a gain of 23.53% for SCHD.

Over three years, GRNB compounded at +5.00% per year against +14.72% for SCHD; over five years the annualized figures are +0.51% and +9.56% respectively. Across the full 9-year window we track, SCHD has the edge at +11.35% annualized vs +1.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.2% for GRNB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.6% for GRNB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GRNB charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, GRNB currently yields 4.23% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

GRNB and SCHD share 1 holdings out of 447 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GRNBWeight in SCHDDifference
GVMXX1.20%0.04%1.16%

Frequently Asked Questions

Which is cheaper, GRNB or SCHD?

GRNB has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, GRNB or SCHD?

Over the past year GRNB returned +2.04% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), GRNB annualized +1.45% vs +11.35% for SCHD. Past performance does not guarantee future results.

Which is riskier, GRNB or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 5.2% for GRNB. Worst drawdown: GRNB -18.6% vs SCHD -33.4%.

Should I hold both GRNB and SCHD?

GRNB and SCHD have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GRNB and SCHD?

GRNB and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 447 unique securities.

Which pays a higher dividend, GRNB or SCHD?

GRNB yields 4.23% while SCHD yields 3.31%, so GRNB currently pays the higher dividend yield.

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