GPIQ vs VTI
GPIQ vs VTI
Goldman Sachs Nasdaq-100 Premium Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GPIQ delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | GPIQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $5.1B | $663.5B | |
| Dividend Yield | 9.56% | 1.07% | |
| Holdings | 107 | 3,543 | |
| YTD Return | +15.40% | +13.92% | |
| 1Y Return | +26.15% | +24.07% | |
| 3Y Return (annualized) | - | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 14.3% | 15.3% | |
| Max Drawdown | -21.1% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 24, 2023 | May 24, 2001 |
GPIQ vs VTI Performance
Goldman Sachs Nasdaq-100 Premium Income ETF (GPIQ) is a ETF from Goldman Sachs Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GPIQ returned +26.15% while VTI returned +24.07%. Year to date, GPIQ is up 15.40% versus a gain of 13.92% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.3% for GPIQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for GPIQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GPIQ charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, GPIQ currently yields 9.56% against 1.07% for VTI.
Holdings Overlap
GPIQ and VTI share 90 holdings out of 2796 unique holdings combined, representing a 47.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GPIQ | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.56% | 6.32% | 1.24% |
| AAPL | 7.37% | 5.84% | 1.53% |
| MSFT | 4.26% | 3.81% | 0.45% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
See all 10 holdings GPIQ shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, GPIQ or VTI?
GPIQ has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, GPIQ or VTI?
Over the past year GPIQ returned +26.15% vs +24.07% for VTI, so GPIQ leads on 1-year performance. Over the longest common window we track (3 years), GPIQ annualized +27.50% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, GPIQ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.3% for GPIQ. Worst drawdown: GPIQ -21.1% vs VTI -56.6%.
Should I hold both GPIQ and VTI?
GPIQ and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between GPIQ and VTI?
GPIQ and VTI share 90 common holdings with a 47.8% weight overlap. Combined, they hold 2796 unique securities.
Which pays a higher dividend, GPIQ or VTI?
GPIQ yields 9.56% while VTI yields 1.07%, so GPIQ currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.