GPIQ vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns.

Lower Fees: QQQHigher Returns: QQQMore Diversified: Tied

Side-by-Side Comparison

MetricGPIQQQQWinner
Expense Ratio0.29%0.18%
AUM$5.1B$455.8B
Dividend Yield9.56%0.41%
Holdings107108
YTD Return+15.44%+18.20%
1Y Return+25.29%+27.63%
3Y Return (annualized)-+25.54%
5Y Return (annualized)-+15.12%
Volatility (annualized)14.3%30.6%
Max Drawdown-21.1%-83.0%
Fund FamilyGoldman Sachs Asset ManagementInvesco (US)
CategoryEquityEquity
InceptionOct 24, 2023Mar 10, 1999

GPIQ vs QQQ Performance

Goldman Sachs Nasdaq-100 Premium Income ETF (GPIQ) is a ETF from Goldman Sachs Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year GPIQ returned +25.29% while QQQ returned +27.63%. Year to date, GPIQ is up 15.44% versus a gain of 18.20% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.3% for GPIQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for GPIQ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GPIQ charges 0.29% per year while QQQ charges 0.18%. On a $10,000 position that is $29 vs $18 annually, a gap of $11 per year that compounds over a long holding period. On income, GPIQ currently yields 9.56% against 0.41% for QQQ.

Holdings Overlap

94.6%overlap

GPIQ and QQQ share 103 holdings out of 103 unique holdings combined, representing a 94.6% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in GPIQWeight in QQQDifference
NVDA7.56%7.88%0.32%
AAPL7.37%7.46%0.09%
MU4.60%4.67%0.07%
MSFTProProPro
AMZNProProPro
AMDProProPro
GOOGLProProPro
METAProProPro
TSLAProProPro
GOOGProProPro
See all 10 holdings GPIQ shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, GPIQ or QQQ?

GPIQ has an expense ratio of 0.29% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, GPIQ or QQQ?

Over the past year GPIQ returned +25.29% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), GPIQ annualized +27.42% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, GPIQ or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 14.3% for GPIQ. Worst drawdown: GPIQ -21.1% vs QQQ -83.0%.

Should I hold both GPIQ and QQQ?

GPIQ and QQQ have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between GPIQ and QQQ?

GPIQ and QQQ share 103 common holdings with a 94.6% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, GPIQ or QQQ?

GPIQ yields 9.56% while QQQ yields 0.41%, so GPIQ currently pays the higher dividend yield.

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