FTBD vs VTI
FTBD vs VTI
Fidelity Tactical Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FTBD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $37M | $663.5B | |
| Dividend Yield | 5.46% | 1.07% | |
| Holdings | 1,525 | 3,543 | |
| YTD Return | +1.06% | +14.20% | |
| 1Y Return | +3.52% | +24.16% | |
| 3Y Return (annualized) | +5.14% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 5.8% | 15.3% | |
| Max Drawdown | -7.0% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 24, 2023 | May 24, 2001 |
FTBD vs VTI Performance
Fidelity Tactical Bond ETF (FTBD) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FTBD returned +3.52% while VTI returned +24.16%. Year to date, FTBD is up 1.06% versus a gain of 14.20% for VTI.
Over three years, FTBD compounded at +5.14% per year against +21.12% for VTI. Across the full 4-year window we track, VTI has the edge at +8.14% annualized vs +4.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.8% for FTBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.0% for FTBD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FTBD charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, FTBD currently yields 5.46% against 1.07% for VTI.
Holdings Overlap
FTBD and VTI share 4 holdings out of 3397 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FTBD | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.16% | 0.02% | 0.14% |
| SATS | 0.16% | 0.02% | 0.14% |
| MSTR | 0.02% | 0.04% | 0.02% |
| EIX | Pro | Pro | Pro |
See all 4 holdings FTBD shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FTBD or VTI?
FTBD has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, FTBD or VTI?
Over the past year FTBD returned +3.52% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), FTBD annualized +4.14% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, FTBD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.8% for FTBD. Worst drawdown: FTBD -7.0% vs VTI -56.6%.
Should I hold both FTBD and VTI?
FTBD and VTI have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FTBD and VTI?
FTBD and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 3397 unique securities.
Which pays a higher dividend, FTBD or VTI?
FTBD yields 5.46% while VTI yields 1.07%, so FTBD currently pays the higher dividend yield.
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