FTBD vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. FTBD offers more diversification with 618 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: FTBD

Side-by-Side Comparison

MetricFTBDVOOWinner
Expense Ratio0.55%0.03%
AUM$37M$979.0B
Dividend Yield5.46%1.09%
Holdings1,525509
YTD Return+0.41%+9.95%
1Y Return+3.63%+19.58%
3Y Return (annualized)+4.86%+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)5.8%14.2%
Max Drawdown-7.0%-34.3%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJan 24, 2023Sep 7, 2010

FTBD vs VOO Performance

Fidelity Tactical Bond ETF (FTBD) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FTBD returned +3.63% while VOO returned +19.58%. Year to date, FTBD is up 0.41% versus a gain of 9.95% for VOO.

Over three years, FTBD compounded at +4.86% per year against +19.43% for VOO. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +3.97%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 5.8% for FTBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.0% for FTBD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FTBD charges 0.55% per year while VOO charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, FTBD currently yields 5.46% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

FTBD and VOO share 2 holdings out of 1121 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTBDWeight in VOODifference
SATS0.16%0.02%0.14%
EIX0.02%0.04%0.02%

Frequently Asked Questions

Which is cheaper, FTBD or VOO?

FTBD has an expense ratio of 0.55% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

Which performed better, FTBD or VOO?

Over the past year FTBD returned +3.63% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), FTBD annualized +3.97% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, FTBD or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 5.8% for FTBD. Worst drawdown: FTBD -7.0% vs VOO -34.3%.

Should I hold both FTBD and VOO?

FTBD and VOO have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FTBD and VOO?

FTBD and VOO share 2 common holdings with a 0.0% weight overlap. Combined, they hold 1121 unique securities.

Which pays a higher dividend, FTBD or VOO?

FTBD yields 5.46% while VOO yields 1.09%, so FTBD currently pays the higher dividend yield.

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