FRGN vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricFRGNVTIWinner
Expense Ratio0.75%0.03%
AUM$99M$663.5B
Dividend Yield0.21%1.07%
Holdings2843,543
YTD Return+19.61%+13.39%
1Y Return-+23.21%
3Y Return (annualized)-+20.65%
5Y Return (annualized)-+12.18%
Volatility (annualized)-15.3%
Max Drawdown-12.4%-56.6%
Fund FamilyHorizon FundsVanguard (US)
CategoryEquityEquity
InceptionDec 2, 2025May 24, 2001

FRGN vs VTI Performance

Horizon International Equity ETF (FRGN) is a ETF from Horizon Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FRGN is up 19.61% versus a gain of 13.39% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.4% for FRGN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FRGN charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, FRGN currently yields 0.21% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

FRGN and VTI share 3 holdings out of 3063 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FRGNWeight in VTIDifference
NDAQ0.72%0.06%0.66%
DTEG.N:BE0.50%0.04%0.46%
SUNB0.29%0.04%0.25%

Frequently Asked Questions

Which is cheaper, FRGN or VTI?

FRGN has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

What is the holdings overlap between FRGN and VTI?

FRGN and VTI share 3 common holdings with a 0.1% weight overlap. Combined, they hold 3063 unique securities.

Which pays a higher dividend, FRGN or VTI?

FRGN yields 0.21% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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