FRGN vs SCHD
FRGN vs SCHD
Horizon International Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FRGN offers more diversification with 283 holdings.
Side-by-Side Comparison
| Metric | FRGN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $99M | $103.7B | |
| Dividend Yield | 0.21% | 3.31% | |
| Holdings | 284 | 104 | |
| YTD Return | +17.86% | +22.69% | |
| 1Y Return | - | +30.94% | |
| 3Y Return (annualized) | - | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -12.4% | -33.4% | |
| Fund Family | Horizon Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 2, 2025 | Oct 20, 2011 |
FRGN vs SCHD Performance
Horizon International Equity ETF (FRGN) is a ETF from Horizon Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FRGN is up 17.86% versus a gain of 22.69% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -12.4% for FRGN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FRGN charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, FRGN currently yields 0.21% against 3.31% for SCHD.
Holdings Overlap
FRGN and SCHD share 1 holdings out of 382 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FRGN | Weight in SCHD | Difference |
|---|---|---|---|
| 2345:TW | 0.37% | 2.24% | 1.87% |
Frequently Asked Questions
Which is cheaper, FRGN or SCHD?
FRGN has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
What is the holdings overlap between FRGN and SCHD?
FRGN and SCHD share 1 common holdings with a 0.4% weight overlap. Combined, they hold 382 unique securities.
Which pays a higher dividend, FRGN or SCHD?
FRGN yields 0.21% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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