FLXR vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFLXRVTIWinner
Expense Ratio0.35%0.03%
AUM-$663.5B
Dividend Yield5.81%1.07%
Holdings1,5193,543
YTD Return+1.35%+10.14%
1Y Return+4.52%+19.82%
3Y Return (annualized)-+18.94%
5Y Return (annualized)-+11.79%
Volatility (annualized)3.0%15.4%
Max Drawdown-1.9%-56.6%
Fund FamilyTCW ETFsVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 24, 2024May 24, 2001

FLXR vs VTI Performance

TCW Flexible Income ETF (FLXR) is a ETF from TCW ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FLXR returned +4.52% while VTI returned +19.82%. Year to date, FLXR is up 1.35% versus a gain of 10.14% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 3.0% for FLXR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.9% for FLXR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLXR charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, FLXR currently yields 5.81% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

FLXR and VTI share 2 holdings out of 3331 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FLXRWeight in VTIDifference
CNP0.18%0.04%0.14%
AGNC0.01%0.02%0.01%

Frequently Asked Questions

Which is cheaper, FLXR or VTI?

FLXR has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, FLXR or VTI?

Over the past year FLXR returned +4.52% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), FLXR annualized +6.89% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, FLXR or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 3.0% for FLXR. Worst drawdown: FLXR -1.9% vs VTI -56.6%.

Should I hold both FLXR and VTI?

FLXR and VTI have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLXR and VTI?

FLXR and VTI share 2 common holdings with a 0.1% weight overlap. Combined, they hold 3331 unique securities.

Which pays a higher dividend, FLXR or VTI?

FLXR yields 5.81% while VTI yields 1.07%, so FLXR currently pays the higher dividend yield.

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