FLXR vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricFLXRVYMWinner
Expense Ratio0.35%0.04%
AUM-$79.0B
Dividend Yield5.81%2.86%
Holdings1,519568
YTD Return+1.35%+13.24%
1Y Return+4.52%+23.76%
3Y Return (annualized)-+16.97%
5Y Return (annualized)-+12.26%
Volatility (annualized)3.0%14.6%
Max Drawdown-1.9%-58.8%
Fund FamilyTCW ETFsVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 24, 2024Nov 10, 2006

FLXR vs VYM Performance

TCW Flexible Income ETF (FLXR) is a ETF from TCW ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FLXR returned +4.52% while VYM returned +23.76%. Year to date, FLXR is up 1.35% versus a gain of 13.24% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.0% for FLXR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.9% for FLXR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLXR charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, FLXR currently yields 5.81% against 2.86% for VYM.

Holdings Overlap

0.1%overlap

FLXR and VYM share 1 holdings out of 1107 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FLXRWeight in VYMDifference
CNP0.18%0.12%0.06%

Frequently Asked Questions

Which is cheaper, FLXR or VYM?

FLXR has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, FLXR or VYM?

Over the past year FLXR returned +4.52% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), FLXR annualized +6.89% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, FLXR or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 3.0% for FLXR. Worst drawdown: FLXR -1.9% vs VYM -58.8%.

Should I hold both FLXR and VYM?

FLXR and VYM have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLXR and VYM?

FLXR and VYM share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1107 unique securities.

Which pays a higher dividend, FLXR or VYM?

FLXR yields 5.81% while VYM yields 2.86%, so FLXR currently pays the higher dividend yield.

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