FFDI vs VTI
FFDI vs VTI
Fidelity Fundamental Developed International ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FFDI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $20M | $663.5B | |
| Dividend Yield | 1.99% | 1.07% | |
| Holdings | 110 | 3,543 | |
| YTD Return | +9.03% | +13.57% | |
| 1Y Return | +14.64% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 12.4% | 15.3% | |
| Max Drawdown | -14.4% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 19, 2024 | May 24, 2001 |
FFDI vs VTI Performance
Fidelity Fundamental Developed International ETF (FFDI) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FFDI returned +14.64% while VTI returned +24.23%. Year to date, FFDI is up 9.03% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.4% for FFDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.4% for FFDI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FFDI charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, FFDI currently yields 1.99% against 1.07% for VTI.
Holdings Overlap
FFDI and VTI share 1 holdings out of 2877 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FFDI | Weight in VTI | Difference |
|---|---|---|---|
| FBK | 0.50% | 0.00% | 0.50% |
Frequently Asked Questions
Which is cheaper, FFDI or VTI?
FFDI has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, FFDI or VTI?
Over the past year FFDI returned +14.64% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), FFDI annualized +19.33% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, FFDI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.4% for FFDI. Worst drawdown: FFDI -14.4% vs VTI -56.6%.
Should I hold both FFDI and VTI?
FFDI and VTI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FFDI and VTI?
FFDI and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2877 unique securities.
Which pays a higher dividend, FFDI or VTI?
FFDI yields 1.99% while VTI yields 1.07%, so FFDI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.