FFDI vs IVV
FFDI vs IVV
Fidelity Fundamental Developed International ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | FFDI | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $20M | $865.2B | |
| Dividend Yield | 1.99% | 1.09% | |
| Holdings | 110 | 508 | |
| YTD Return | +9.37% | +13.80% | |
| 1Y Return | +12.98% | +23.70% | |
| 3Y Return (annualized) | - | +21.49% | |
| 5Y Return (annualized) | - | +13.43% | |
| Volatility (annualized) | 12.5% | 15.1% | |
| Max Drawdown | -14.4% | -56.5% | |
| Fund Family | Fidelity Investments (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Nov 19, 2024 | May 15, 2000 |
FFDI vs IVV Performance
Fidelity Fundamental Developed International ETF (FFDI) is a ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FFDI returned +12.98% while IVV returned +23.70%. Year to date, FFDI is up 9.37% versus a gain of 13.80% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.5% for FFDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.4% for FFDI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FFDI charges 0.55% per year while IVV charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, FFDI currently yields 1.99% against 1.09% for IVV.
Holdings Overlap
FFDI and IVV share 0 holdings out of 600 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FFDI or IVV?
FFDI has an expense ratio of 0.55% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, FFDI or IVV?
Over the past year FFDI returned +12.98% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), FFDI annualized +19.48% vs +7.05% for IVV. Past performance does not guarantee future results.
Which is riskier, FFDI or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 12.5% for FFDI. Worst drawdown: FFDI -14.4% vs IVV -56.5%.
Should I hold both FFDI and IVV?
FFDI and IVV have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FFDI and IVV?
FFDI and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 600 unique securities.
Which pays a higher dividend, FFDI or IVV?
FFDI yields 1.99% while IVV yields 1.09%, so FFDI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.