FENY vs VTI

Quick Verdict

VTI has a lower expense ratio. FENY delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: FENYMore Diversified: VTI

Side-by-Side Comparison

MetricFENYVTIWinner
Expense Ratio0.08%0.03%
AUM$1.7B$663.5B
Dividend Yield2.63%1.07%
Holdings1013,543
YTD Return+27.25%+13.57%
1Y Return+38.25%+24.23%
3Y Return (annualized)+13.28%+20.73%
5Y Return (annualized)+22.93%+12.24%
Volatility (annualized)28.7%15.3%
Max Drawdown-78.9%-56.6%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 21, 2013May 24, 2001

FENY vs VTI Performance

Fidelity MSCI Energy Index ETF (FENY) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FENY returned +38.25% while VTI returned +24.23%. Year to date, FENY is up 27.25% versus a gain of 13.57% for VTI.

Over three years, FENY compounded at +13.28% per year against +20.73% for VTI; over five years the annualized figures are +22.93% and +12.24% respectively. Across the full 13-year window we track, VTI has the edge at +8.12% annualized vs +3.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FENY has been the more volatile fund, with annualized monthly volatility of 28.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -78.9% for FENY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FENY charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, FENY currently yields 2.63% against 1.07% for VTI.

Holdings Overlap

2.8%overlap

FENY and VTI share 71 holdings out of 2813 unique holdings combined, representing a 2.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FENYWeight in VTIDifference
XOM21.33%0.78%20.55%
CVX13.64%0.43%13.21%
COP5.62%0.17%5.45%
WMBProProPro
VLOProProPro
MPCProProPro
EOGProProPro
PSXProProPro
SLBProProPro
KMIProProPro
See all 10 holdings FENY shares with VTI
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Frequently Asked Questions

Which is cheaper, FENY or VTI?

FENY has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, FENY or VTI?

Over the past year FENY returned +38.25% vs +24.23% for VTI, so FENY leads on 1-year performance. Over the longest common window we track (13 years), FENY annualized +3.41% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, FENY or VTI?

FENY has been the more volatile fund at 28.7% annualized versus 15.3% for VTI. Worst drawdown: FENY -78.9% vs VTI -56.6%.

Should I hold both FENY and VTI?

FENY and VTI have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FENY and VTI?

FENY and VTI share 71 common holdings with a 2.8% weight overlap. Combined, they hold 2813 unique securities.

Which pays a higher dividend, FENY or VTI?

FENY yields 2.63% while VTI yields 1.07%, so FENY currently pays the higher dividend yield.

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