FENY vs SCHD
FENY vs SCHD
Fidelity MSCI Energy Index ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FENY delivered stronger 1-year returns. FENY offers more diversification with 101 holdings.
Side-by-Side Comparison
| Metric | FENY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.06% | |
| AUM | $1.7B | $103.7B | |
| Dividend Yield | 2.63% | 3.31% | |
| Holdings | 101 | 104 | |
| YTD Return | +29.29% | +23.53% | |
| 1Y Return | +41.67% | +30.95% | |
| 3Y Return (annualized) | +13.87% | +14.72% | |
| 5Y Return (annualized) | +23.09% | +9.56% | |
| Volatility (annualized) | 28.7% | 13.6% | |
| Max Drawdown | -78.9% | -33.4% | |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 21, 2013 | Oct 20, 2011 |
FENY vs SCHD Performance
Fidelity MSCI Energy Index ETF (FENY) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FENY returned +41.67% while SCHD returned +30.95%. Year to date, FENY is up 29.29% versus a gain of 23.53% for SCHD.
Over three years, FENY compounded at +13.87% per year against +14.72% for SCHD; over five years the annualized figures are +23.09% and +9.56% respectively. Across the full 13-year window we track, SCHD has the edge at +11.35% annualized vs +3.53%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FENY has been the more volatile fund, with annualized monthly volatility of 28.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.9% for FENY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FENY charges 0.08% per year while SCHD charges 0.06%. On a $10,000 position that is $8 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, FENY currently yields 2.63% against 3.31% for SCHD.
Holdings Overlap
FENY and SCHD share 8 holdings out of 193 unique holdings combined, representing a 14.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FENY | Weight in SCHD | Difference |
|---|---|---|---|
| CVX | 13.64% | 3.95% | 9.69% |
| COP | 5.62% | 3.70% | 1.92% |
| EOG | 3.12% | 1.98% | 1.14% |
| SLB:CW | Pro | Pro | Pro |
| OKE | Pro | Pro | Pro |
| DVN | Pro | Pro | Pro |
| DINO | Pro | Pro | Pro |
| MUR | Pro | Pro | Pro |
See all 8 holdings FENY shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FENY or SCHD?
FENY has an expense ratio of 0.08% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, FENY or SCHD?
Over the past year FENY returned +41.67% vs +30.95% for SCHD, so FENY leads on 1-year performance. Over the longest common window we track (13 years), FENY annualized +3.53% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, FENY or SCHD?
FENY has been the more volatile fund at 28.7% annualized versus 13.6% for SCHD. Worst drawdown: FENY -78.9% vs SCHD -33.4%.
Should I hold both FENY and SCHD?
FENY and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FENY and SCHD?
FENY and SCHD share 8 common holdings with a 14.7% weight overlap. Combined, they hold 193 unique securities.
Which pays a higher dividend, FENY or SCHD?
FENY yields 2.63% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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