ENDW vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricENDWVTIWinner
Expense Ratio0.22%0.03%
AUM$147M$663.5B
Dividend Yield2.50%1.07%
Holdings733,543
YTD Return+12.71%+13.92%
1Y Return+23.85%+24.07%
3Y Return (annualized)-+20.88%
5Y Return (annualized)-+12.47%
Volatility (annualized)8.6%15.3%
Max Drawdown-6.4%-56.6%
Fund FamilyCambria Investment ManagementVanguard (US)
CategoryAllocation/BalancedEquity
InceptionApr 10, 2025May 24, 2001

ENDW vs VTI Performance

Cambria Endowment Style ETF (ENDW) is a ETF from Cambria Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ENDW returned +23.85% while VTI returned +24.07%. Year to date, ENDW is up 12.71% versus a gain of 13.92% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.6% for ENDW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.4% for ENDW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ENDW charges 0.22% per year while VTI charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, ENDW currently yields 2.50% against 1.07% for VTI.

Holdings Overlap

14.3%overlap

ENDW and VTI share 46 holdings out of 2808 unique holdings combined, representing a 14.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ENDWWeight in VTIDifference
NVDA0.94%6.32%5.38%
AAPL1.10%5.84%4.74%
MSFT0.66%3.81%3.15%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
TSLAProProPro
JPMProProPro
METAProProPro
BRK.BProProPro
See all 10 holdings ENDW shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ENDW or VTI?

ENDW has an expense ratio of 0.22% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

Which performed better, ENDW or VTI?

Over the past year ENDW returned +23.85% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), ENDW annualized +34.98% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, ENDW or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 8.6% for ENDW. Worst drawdown: ENDW -6.4% vs VTI -56.6%.

Should I hold both ENDW and VTI?

ENDW and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ENDW and VTI?

ENDW and VTI share 46 common holdings with a 14.3% weight overlap. Combined, they hold 2808 unique securities.

Which pays a higher dividend, ENDW or VTI?

ENDW yields 2.50% while VTI yields 1.07%, so ENDW currently pays the higher dividend yield.

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