ENDW vs SCHD
ENDW vs SCHD
Cambria Endowment Style ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ENDW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.22% | 0.06% | |
| AUM | $147M | $103.7B | |
| Dividend Yield | 2.50% | 3.31% | |
| Holdings | 73 | 104 | |
| YTD Return | +12.71% | +24.08% | |
| 1Y Return | +23.85% | +31.88% | |
| 3Y Return (annualized) | - | +14.92% | |
| 5Y Return (annualized) | - | +9.85% | |
| Volatility (annualized) | 8.6% | 13.6% | |
| Max Drawdown | -6.4% | -33.4% | |
| Fund Family | Cambria Investment Management | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Apr 10, 2025 | Oct 20, 2011 |
ENDW vs SCHD Performance
Cambria Endowment Style ETF (ENDW) is a ETF from Cambria Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ENDW returned +23.85% while SCHD returned +31.88%. Year to date, ENDW is up 12.71% versus a gain of 24.08% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.6% for ENDW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for ENDW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ENDW charges 0.22% per year while SCHD charges 0.06%. On a $10,000 position that is $22 vs $6 annually, a gap of $16 per year that compounds over a long holding period. On income, ENDW currently yields 2.50% against 3.31% for SCHD.
Holdings Overlap
ENDW and SCHD share 4 holdings out of 167 unique holdings combined, representing a 0.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ENDW | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 0.28% | 4.54% | 4.26% |
| PG | 0.10% | 4.15% | 4.05% |
| CVX | 0.11% | 3.95% | 3.84% |
| PEP | Pro | Pro | Pro |
See all 4 holdings ENDW shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ENDW or SCHD?
ENDW has an expense ratio of 0.22% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, ENDW or SCHD?
Over the past year ENDW returned +23.85% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), ENDW annualized +34.98% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, ENDW or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 8.6% for ENDW. Worst drawdown: ENDW -6.4% vs SCHD -33.4%.
Should I hold both ENDW and SCHD?
ENDW and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ENDW and SCHD?
ENDW and SCHD share 4 common holdings with a 0.6% weight overlap. Combined, they hold 167 unique securities.
Which pays a higher dividend, ENDW or SCHD?
ENDW yields 2.50% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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