EFV vs VTI

Quick Verdict

VTI has a lower expense ratio. EFV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: EFVMore Diversified: VTI

Side-by-Side Comparison

MetricEFVVTIWinner
Expense Ratio0.31%0.03%
AUM$28.3B$663.5B
Dividend Yield4.78%1.07%
Holdings4273,543
YTD Return+13.14%+13.39%
1Y Return+29.09%+23.21%
3Y Return (annualized)+22.01%+20.65%
5Y Return (annualized)+13.80%+12.18%
Volatility (annualized)36.2%15.3%
Max Drawdown-74.5%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionAug 1, 2005May 24, 2001

EFV vs VTI Performance

iShares MSCI EAFE Value ETF (EFV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EFV returned +29.09% while VTI returned +23.21%. Year to date, EFV is up 13.14% versus a gain of 13.39% for VTI.

Over three years, EFV compounded at +22.01% per year against +20.65% for VTI; over five years the annualized figures are +13.80% and +12.18% respectively. Across the full 21-year window we track, VTI has the edge at +8.11% annualized vs +6.30%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFV has been the more volatile fund, with annualized monthly volatility of 36.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -74.5% for EFV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFV charges 0.31% per year while VTI charges 0.03%. On a $10,000 position that is $31 vs $3 annually, a gap of $28 per year that compounds over a long holding period. On income, EFV currently yields 4.78% against 1.07% for VTI.

Holdings Overlap

0.2%overlap

EFV and VTI share 6 holdings out of 3176 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EFVWeight in VTIDifference
ROP1.73%0.05%1.68%
MRK0.19%0.44%0.25%
ORA0.31%0.00%0.31%
FBKProProPro
MWAProProPro
SGP:AUProProPro
See all 6 holdings EFV shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, EFV or VTI?

EFV has an expense ratio of 0.31% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

Which performed better, EFV or VTI?

Over the past year EFV returned +29.09% vs +23.21% for VTI, so EFV leads on 1-year performance. Over the longest common window we track (21 years), EFV annualized +6.30% vs +8.11% for VTI. Past performance does not guarantee future results.

Which is riskier, EFV or VTI?

EFV has been the more volatile fund at 36.2% annualized versus 15.3% for VTI. Worst drawdown: EFV -74.5% vs VTI -56.6%.

Should I hold both EFV and VTI?

EFV and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFV and VTI?

EFV and VTI share 6 common holdings with a 0.2% weight overlap. Combined, they hold 3176 unique securities.

Which pays a higher dividend, EFV or VTI?

EFV yields 4.78% while VTI yields 1.07%, so EFV currently pays the higher dividend yield.

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