EFV vs SCHD
EFV vs SCHD
iShares MSCI EAFE Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EFV offers more diversification with 399 holdings.
Side-by-Side Comparison
| Metric | EFV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.06% | |
| AUM | $28.3B | $103.7B | |
| Dividend Yield | 4.78% | 3.31% | |
| Holdings | 427 | 104 | |
| YTD Return | +12.08% | +22.69% | |
| 1Y Return | +30.61% | +30.94% | |
| 3Y Return (annualized) | +21.33% | +14.20% | |
| 5Y Return (annualized) | +13.79% | +9.59% | |
| Volatility (annualized) | 36.3% | 13.7% | |
| Max Drawdown | -74.5% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 1, 2005 | Oct 20, 2011 |
EFV vs SCHD Performance
iShares MSCI EAFE Value ETF (EFV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EFV returned +30.61% while SCHD returned +30.94%. Year to date, EFV is up 12.08% versus a gain of 22.69% for SCHD.
Over three years, EFV compounded at +21.33% per year against +14.20% for SCHD; over five years the annualized figures are +13.79% and +9.59% respectively. Across the full 15-year window we track, SCHD has the edge at +11.31% annualized vs +6.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFV has been the more volatile fund, with annualized monthly volatility of 36.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -74.5% for EFV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFV charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, EFV currently yields 4.78% against 3.31% for SCHD.
Holdings Overlap
EFV and SCHD share 1 holdings out of 498 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EFV | Weight in SCHD | Difference |
|---|---|---|---|
| MRK | 0.19% | 4.32% | 4.13% |
Frequently Asked Questions
Which is cheaper, EFV or SCHD?
EFV has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, EFV or SCHD?
Over the past year EFV returned +30.61% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EFV annualized +6.25% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, EFV or SCHD?
EFV has been the more volatile fund at 36.3% annualized versus 13.7% for SCHD. Worst drawdown: EFV -74.5% vs SCHD -33.4%.
Should I hold both EFV and SCHD?
EFV and SCHD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFV and SCHD?
EFV and SCHD share 1 common holdings with a 0.2% weight overlap. Combined, they hold 498 unique securities.
Which pays a higher dividend, EFV or SCHD?
EFV yields 4.78% while SCHD yields 3.31%, so EFV currently pays the higher dividend yield.
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