EDV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricEDVVTIWinner
Expense Ratio0.05%0.03%
AUM$3.5B$663.5B
Dividend Yield4.83%1.07%
Holdings833,543
YTD Return-4.07%+13.57%
1Y Return-5.09%+24.23%
3Y Return (annualized)-4.10%+20.73%
5Y Return (annualized)-12.73%+12.24%
Volatility (annualized)21.9%15.3%
Max Drawdown-62.0%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionDec 6, 2007May 24, 2001

EDV vs VTI Performance

Vanguard Extended Duration Treasury ETF (EDV) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EDV returned -5.09% while VTI returned +24.23%. Year to date, EDV is down 4.07% versus a gain of 13.57% for VTI.

Over three years, EDV compounded at -4.10% per year against +20.73% for VTI; over five years the annualized figures are -12.73% and +12.24% respectively. Across the full 19-year window we track, VTI has the edge at +8.12% annualized vs -1.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EDV has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.0% for EDV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EDV charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, EDV currently yields 4.83% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EDV and VTI share 0 holdings out of 2859 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EDV or VTI?

EDV has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, EDV or VTI?

Over the past year EDV returned -5.09% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), EDV annualized -1.39% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, EDV or VTI?

EDV has been the more volatile fund at 21.9% annualized versus 15.3% for VTI. Worst drawdown: EDV -62.0% vs VTI -56.6%.

Should I hold both EDV and VTI?

EDV and VTI have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EDV and VTI?

EDV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2859 unique securities.

Which pays a higher dividend, EDV or VTI?

EDV yields 4.83% while VTI yields 1.07%, so EDV currently pays the higher dividend yield.

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