DIVB vs VTI
DIVB vs VTI
iShares Core Dividend ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DIVB delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DIVB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.03% | |
| AUM | $1.7B | $663.5B | |
| Dividend Yield | 2.27% | 1.07% | |
| Holdings | 385 | 3,543 | |
| YTD Return | +23.97% | +10.14% | |
| 1Y Return | +34.01% | +19.82% | |
| 3Y Return (annualized) | +21.30% | +18.94% | |
| 5Y Return (annualized) | +13.31% | +11.79% | |
| Volatility (annualized) | 17.1% | 15.4% | |
| Max Drawdown | -36.9% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 7, 2017 | May 24, 2001 |
DIVB vs VTI Performance
iShares Core Dividend ETF (DIVB) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DIVB returned +34.01% while VTI returned +19.82%. Year to date, DIVB is up 23.97% versus a gain of 10.14% for VTI.
Over three years, DIVB compounded at +21.30% per year against +18.94% for VTI; over five years the annualized figures are +13.31% and +11.79% respectively. Across the full 9-year window we track, DIVB has the edge at +13.45% annualized vs +7.99%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DIVB has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.9% for DIVB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DIVB charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, DIVB currently yields 2.27% against 1.07% for VTI.
Holdings Overlap
DIVB and VTI share 307 holdings out of 2847 unique holdings combined, representing a 21.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DIVB | Weight in VTI | Difference |
|---|---|---|---|
| IBM | 5.20% | 0.36% | 4.84% |
| ADP | 5.08% | 0.12% | 4.96% |
| 2345:TW | 3.83% | 0.10% | 3.73% |
| JPM | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
| XOM | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| PAYX | Pro | Pro | Pro |
| HPQ | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
See all 10 holdings DIVB shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, DIVB or VTI?
DIVB has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, DIVB or VTI?
Over the past year DIVB returned +34.01% vs +19.82% for VTI, so DIVB leads on 1-year performance. Over the longest common window we track (9 years), DIVB annualized +13.45% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, DIVB or VTI?
DIVB has been the more volatile fund at 17.1% annualized versus 15.4% for VTI. Worst drawdown: DIVB -36.9% vs VTI -56.6%.
Should I hold both DIVB and VTI?
DIVB and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DIVB and VTI?
DIVB and VTI share 307 common holdings with a 21.3% weight overlap. Combined, they hold 2847 unique securities.
Which pays a higher dividend, DIVB or VTI?
DIVB yields 2.27% while VTI yields 1.07%, so DIVB currently pays the higher dividend yield.
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