DFVX vs VTI

Quick Verdict

VTI has a lower expense ratio. DFVX delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: DFVXMore Diversified: VTI

Side-by-Side Comparison

MetricDFVXVTIWinner
Expense Ratio0.19%0.03%
AUM$519M$663.5B
Dividend Yield1.16%1.07%
Holdings3313,543
YTD Return+15.75%+13.92%
1Y Return+24.64%+24.07%
3Y Return (annualized)-+20.88%
5Y Return (annualized)-+12.47%
Volatility (annualized)11.5%15.3%
Max Drawdown-16.7%-56.6%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
InceptionNov 2, 2023May 24, 2001

DFVX vs VTI Performance

Dimensional US Large Cap Vector ETF (DFVX) is a ETF from Dimensional and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DFVX returned +24.64% while VTI returned +24.07%. Year to date, DFVX is up 15.75% versus a gain of 13.92% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.5% for DFVX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.7% for DFVX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DFVX charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, DFVX currently yields 1.16% against 1.07% for VTI.

Holdings Overlap

47.1%overlap

DFVX and VTI share 289 holdings out of 2808 unique holdings combined, representing a 47.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DFVXWeight in VTIDifference
MSFT4.83%3.81%1.02%
AMZN5.02%3.17%1.85%
NVDA0.60%6.32%5.72%
METAProProPro
GOOGLProProPro
AAPLProProPro
GOOGProProPro
MUProProPro
JPMProProPro
JNJProProPro
See all 10 holdings DFVX shares with VTI
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Frequently Asked Questions

Which is cheaper, DFVX or VTI?

DFVX has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, DFVX or VTI?

Over the past year DFVX returned +24.64% vs +24.07% for VTI, so DFVX leads on 1-year performance. Over the longest common window we track (3 years), DFVX annualized +22.13% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, DFVX or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 11.5% for DFVX. Worst drawdown: DFVX -16.7% vs VTI -56.6%.

Should I hold both DFVX and VTI?

DFVX and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DFVX and VTI?

DFVX and VTI share 289 common holdings with a 47.1% weight overlap. Combined, they hold 2808 unique securities.

Which pays a higher dividend, DFVX or VTI?

DFVX yields 1.16% while VTI yields 1.07%, so DFVX currently pays the higher dividend yield.

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