DFVX vs SPY

Quick Verdict

SPY has a lower expense ratio. DFVX delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: DFVXMore Diversified: SPY

Side-by-Side Comparison

MetricDFVXSPYWinner
Expense Ratio0.19%0.09%
AUM$519M$789.1B
Dividend Yield1.16%1.01%
Holdings331505
YTD Return+14.52%+11.49%
1Y Return+23.32%+21.37%
3Y Return (annualized)-+20.76%
5Y Return (annualized)-+12.94%
Volatility (annualized)11.4%15.3%
Max Drawdown-16.7%-56.5%
Fund FamilyDimensionalState Street Investment Management
CategoryEquityEquity
InceptionNov 2, 2023Jan 22, 1993

DFVX vs SPY Performance

Dimensional US Large Cap Vector ETF (DFVX) is a ETF from Dimensional and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year DFVX returned +23.32% while SPY returned +21.37%. Year to date, DFVX is up 14.52% versus a gain of 11.49% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.4% for DFVX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.7% for DFVX and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DFVX charges 0.19% per year while SPY charges 0.09%. On a $10,000 position that is $19 vs $9 annually, a gap of $10 per year that compounds over a long holding period. On income, DFVX currently yields 1.16% against 1.01% for SPY.

Holdings Overlap

52.3%overlap

DFVX and SPY share 264 holdings out of 553 unique holdings combined, representing a 52.3% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in DFVXWeight in SPYDifference
MSFT4.83%4.43%0.40%
AMZN5.02%3.69%1.33%
NVDA0.60%7.31%6.71%
AAPLProProPro
METAProProPro
GOOGLProProPro
GOOGProProPro
JPMProProPro
MUProProPro
JNJProProPro
See all 10 holdings DFVX shares with SPY
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Frequently Asked Questions

Which is cheaper, DFVX or SPY?

DFVX has an expense ratio of 0.19% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, DFVX or SPY?

Over the past year DFVX returned +23.32% vs +21.37% for SPY, so DFVX leads on 1-year performance. Over the longest common window we track (3 years), DFVX annualized +21.68% vs +8.78% for SPY. Past performance does not guarantee future results.

Which is riskier, DFVX or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 11.4% for DFVX. Worst drawdown: DFVX -16.7% vs SPY -56.5%.

Should I hold both DFVX and SPY?

DFVX and SPY have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DFVX and SPY?

DFVX and SPY share 264 common holdings with a 52.3% weight overlap. Combined, they hold 553 unique securities.

Which pays a higher dividend, DFVX or SPY?

DFVX yields 1.16% while SPY yields 1.01%, so DFVX currently pays the higher dividend yield.

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