DFUV vs VTI

Quick Verdict

VTI has a lower expense ratio. DFUV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: DFUVMore Diversified: VTI

Side-by-Side Comparison

MetricDFUVVTIWinner
Expense Ratio0.21%0.03%
AUM$15.4B$663.5B
Dividend Yield1.31%1.07%
Holdings1,3373,543
YTD Return+21.59%+14.20%
1Y Return+36.81%+24.16%
3Y Return (annualized)+18.71%+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)16.3%15.3%
Max Drawdown-17.6%-56.6%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
InceptionMay 31, 2024May 24, 2001

DFUV vs VTI Performance

Dimensional US Marketwide Value ETF (DFUV) is a ETF from Dimensional and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DFUV returned +36.81% while VTI returned +24.16%. Year to date, DFUV is up 21.59% versus a gain of 14.20% for VTI.

Over three years, DFUV compounded at +18.71% per year against +21.12% for VTI. Across the full 4-year window we track, DFUV has the edge at +15.21% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DFUV has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.6% for DFUV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DFUV charges 0.21% per year while VTI charges 0.03%. On a $10,000 position that is $21 vs $3 annually, a gap of $18 per year that compounds over a long holding period. On income, DFUV currently yields 1.31% against 1.07% for VTI.

Holdings Overlap

32.1%overlap

DFUV and VTI share 1041 holdings out of 3077 unique holdings combined, representing a 32.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DFUVWeight in VTIDifference
MU4.70%1.79%2.91%
AMZN2.62%3.17%0.55%
JPM:US4.39%1.11%3.28%
JNJProProPro
BRK.BProProPro
XOMProProPro
CVXProProPro
METAProProPro
INTCProProPro
AMDProProPro
See all 10 holdings DFUV shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, DFUV or VTI?

DFUV has an expense ratio of 0.21% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

Which performed better, DFUV or VTI?

Over the past year DFUV returned +36.81% vs +24.16% for VTI, so DFUV leads on 1-year performance. Over the longest common window we track (4 years), DFUV annualized +15.21% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, DFUV or VTI?

DFUV has been the more volatile fund at 16.3% annualized versus 15.3% for VTI. Worst drawdown: DFUV -17.6% vs VTI -56.6%.

Should I hold both DFUV and VTI?

DFUV and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DFUV and VTI?

DFUV and VTI share 1041 common holdings with a 32.1% weight overlap. Combined, they hold 3077 unique securities.

Which pays a higher dividend, DFUV or VTI?

DFUV yields 1.31% while VTI yields 1.07%, so DFUV currently pays the higher dividend yield.

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