DFUV vs SCHD
DFUV vs SCHD
Dimensional US Marketwide Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. DFUV delivered stronger 1-year returns. DFUV offers more diversification with 1333 holdings.
Side-by-Side Comparison
| Metric | DFUV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.21% | 0.06% | |
| AUM | $15.4B | $103.7B | |
| Dividend Yield | 1.31% | 3.31% | |
| Holdings | 1,337 | 104 | |
| YTD Return | +18.81% | +22.69% | |
| 1Y Return | +32.71% | +30.94% | |
| 3Y Return (annualized) | +17.42% | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 16.4% | 13.7% | |
| Max Drawdown | -17.6% | -33.4% | |
| Fund Family | Dimensional | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 31, 2024 | Oct 20, 2011 |
DFUV vs SCHD Performance
Dimensional US Marketwide Value ETF (DFUV) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DFUV returned +32.71% while SCHD returned +30.94%. Year to date, DFUV is up 18.81% versus a gain of 22.69% for SCHD.
Over three years, DFUV compounded at +17.42% per year against +14.20% for SCHD. Across the full 4-year window we track, DFUV has the edge at +14.65% annualized vs +11.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFUV has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.6% for DFUV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DFUV charges 0.21% per year while SCHD charges 0.06%. On a $10,000 position that is $21 vs $6 annually, a gap of $15 per year that compounds over a long holding period. On income, DFUV currently yields 1.31% against 3.31% for SCHD.
Holdings Overlap
DFUV and SCHD share 67 holdings out of 1366 unique holdings combined, representing a 12.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DFUV | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 1.42% | 4.54% | 3.12% |
| CVX | 1.79% | 3.95% | 2.16% |
| MRK | 0.84% | 4.32% | 3.48% |
| ABT | Pro | Pro | Pro |
| VZ | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| COP | Pro | Pro | Pro |
| BMY | Pro | Pro | Pro |
| QCOM | Pro | Pro | Pro |
| UPS | Pro | Pro | Pro |
See all 10 holdings DFUV shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, DFUV or SCHD?
DFUV has an expense ratio of 0.21% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, DFUV or SCHD?
Over the past year DFUV returned +32.71% vs +30.94% for SCHD, so DFUV leads on 1-year performance. Over the longest common window we track (4 years), DFUV annualized +14.65% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, DFUV or SCHD?
DFUV has been the more volatile fund at 16.4% annualized versus 13.7% for SCHD. Worst drawdown: DFUV -17.6% vs SCHD -33.4%.
Should I hold both DFUV and SCHD?
DFUV and SCHD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DFUV and SCHD?
DFUV and SCHD share 67 common holdings with a 12.5% weight overlap. Combined, they hold 1366 unique securities.
Which pays a higher dividend, DFUV or SCHD?
DFUV yields 1.31% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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