DDXX vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricDDXXVTIWinner
Expense Ratio0.25%0.03%
AUM$18M$663.5B
Dividend Yield1.78%1.07%
Holdings103,543
YTD Return+13.35%+14.20%
1Y Return-+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)-15.3%
Max Drawdown-9.4%-56.6%
Fund FamilyDiscipline FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionNov 12, 2025May 24, 2001

DDXX vs VTI Performance

Defined Duration 20 ETF (DDXX) is a ETF from Discipline Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, DDXX is up 13.35% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.4% for DDXX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDXX charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, DDXX currently yields 1.78% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

DDXX and VTI share 0 holdings out of 2792 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DDXX or VTI?

DDXX has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

What is the holdings overlap between DDXX and VTI?

DDXX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, DDXX or VTI?

DDXX yields 1.78% while VTI yields 1.07%, so DDXX currently pays the higher dividend yield.

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