DDXX vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricDDXXVYMWinner
Expense Ratio0.25%0.04%
AUM$18M$79.0B
Dividend Yield1.78%2.86%
Holdings10568
YTD Return+13.35%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-9.4%-58.8%
Fund FamilyDiscipline FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionNov 12, 2025Nov 10, 2006

DDXX vs VYM Performance

Defined Duration 20 ETF (DDXX) is a ETF from Discipline Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, DDXX is up 13.35% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.4% for DDXX and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDXX charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, DDXX currently yields 1.78% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

DDXX and VYM share 0 holdings out of 567 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DDXX or VYM?

DDXX has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

What is the holdings overlap between DDXX and VYM?

DDXX and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 567 unique securities.

Which pays a higher dividend, DDXX or VYM?

DDXX yields 1.78% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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