DCOR vs VTI
DCOR vs VTI
Dimensional US Core Equity 1 ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DCOR delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DCOR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.14% | 0.03% | |
| AUM | $3.3B | $663.5B | |
| Dividend Yield | 0.93% | 1.07% | |
| Holdings | 2,372 | 3,543 | |
| YTD Return | +15.47% | +13.92% | |
| 1Y Return | +25.88% | +24.07% | |
| 3Y Return (annualized) | +21.55% | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 12.6% | 15.3% | |
| Max Drawdown | -19.1% | -56.6% | |
| Fund Family | Dimensional | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 12, 2023 | May 24, 2001 |
DCOR vs VTI Performance
Dimensional US Core Equity 1 ETF (DCOR) is a ETF from Dimensional and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DCOR returned +25.88% while VTI returned +24.07%. Year to date, DCOR is up 15.47% versus a gain of 13.92% for VTI.
Over three years, DCOR compounded at +21.55% per year against +20.88% for VTI. Across the full 3-year window we track, DCOR has the edge at +21.55% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.6% for DCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for DCOR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DCOR charges 0.14% per year while VTI charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, DCOR currently yields 0.93% against 1.07% for VTI.
Holdings Overlap
DCOR and VTI share 1808 holdings out of 3334 unique holdings combined, representing a 69.9% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in DCOR | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 5.58% | 6.32% | 0.74% |
| AAPL | 5.31% | 5.84% | 0.53% |
| MSFT | 3.53% | 3.81% | 0.28% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| JPM | Pro | Pro | Pro |
See all 10 holdings DCOR shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, DCOR or VTI?
DCOR has an expense ratio of 0.14% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, DCOR or VTI?
Over the past year DCOR returned +25.88% vs +24.07% for VTI, so DCOR leads on 1-year performance. Over the longest common window we track (3 years), DCOR annualized +21.55% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, DCOR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.6% for DCOR. Worst drawdown: DCOR -19.1% vs VTI -56.6%.
Should I hold both DCOR and VTI?
DCOR and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DCOR and VTI?
DCOR and VTI share 1808 common holdings with a 69.9% weight overlap. Combined, they hold 3334 unique securities.
Which pays a higher dividend, DCOR or VTI?
DCOR yields 0.93% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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