Dimensional US Core Equity 1 ETF (DCOR) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DCOR returned +25.09% while SCHD returned +30.95%. Year to date, DCOR is up 14.96% versus a gain of 23.53% for SCHD.

Over three years, DCOR compounded at +21.32% per year against +14.72% for SCHD. Across the full 3-year window we track, DCOR has the edge at +21.32% annualized vs +11.35%. Past performance does not guarantee future results.

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.6% for DCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for DCOR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

DCOR charges 0.14% per year while SCHD charges 0.06%. On a $10,000 position that is $14 vs $6 annually, a gap of $8 per year that compounds over a long holding period. On income, DCOR currently yields 0.93% against 3.31% for SCHD.