CLSE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. CLSE delivered stronger 1-year returns. CLSE offers more diversification with 369 holdings.

Lower Fees: SCHDHigher Returns: CLSEMore Diversified: CLSE

Side-by-Side Comparison

MetricCLSESCHDWinner
Expense Ratio1.52%0.06%
AUM$803M$103.7B
Dividend Yield0.76%3.31%
Holdings357104
YTD Return+23.71%+23.31%
1Y Return+43.30%+30.42%
3Y Return (annualized)+29.88%+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)12.4%13.6%
Max Drawdown-16.4%-33.4%
Fund FamilyConvergence Investment PartnersCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 29, 2009Oct 20, 2011

CLSE vs SCHD Performance

Convergence Long/Short Equity ETF (CLSE) is a ETF from Convergence Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CLSE returned +43.30% while SCHD returned +30.42%. Year to date, CLSE is up 23.71% versus a gain of 23.31% for SCHD.

Over three years, CLSE compounded at +29.88% per year against +14.66% for SCHD. Across the full 4-year window we track, CLSE has the edge at +20.85% annualized vs +11.34%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for CLSE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.4% for CLSE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CLSE charges 1.52% per year while SCHD charges 0.06%. On a $10,000 position that is $152 vs $6 annually, a gap of $146 per year that compounds over a long holding period. On income, CLSE currently yields 0.76% against 3.31% for SCHD.

Holdings Overlap

6.1%overlap

CLSE and SCHD share 16 holdings out of 453 unique holdings combined, representing a 6.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CLSEWeight in SCHDDifference
UNH0.71%4.54%3.83%
MRK0.74%4.32%3.58%
PG0.00%4.15%4.15%
BMYProProPro
MOProProPro
UPSProProPro
TGTProProPro
BXProProPro
FProProPro
ADMProProPro
See all 10 holdings CLSE shares with SCHD
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Frequently Asked Questions

Which is cheaper, CLSE or SCHD?

CLSE has an expense ratio of 1.52% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $146 per year of difference.

Which performed better, CLSE or SCHD?

Over the past year CLSE returned +43.30% vs +30.42% for SCHD, so CLSE leads on 1-year performance. Over the longest common window we track (4 years), CLSE annualized +20.85% vs +11.34% for SCHD. Past performance does not guarantee future results.

Which is riskier, CLSE or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.4% for CLSE. Worst drawdown: CLSE -16.4% vs SCHD -33.4%.

Should I hold both CLSE and SCHD?

CLSE and SCHD have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CLSE and SCHD?

CLSE and SCHD share 16 common holdings with a 6.1% weight overlap. Combined, they hold 453 unique securities.

Which pays a higher dividend, CLSE or SCHD?

CLSE yields 0.76% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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