CLOX vs VTI
CLOX vs VTI
Eldridge AAA CLO ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | CLOX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $323M | $663.5B | |
| Dividend Yield | 4.58% | 1.07% | |
| Holdings | 93 | 3,543 | |
| YTD Return | +2.48% | +14.20% | |
| 1Y Return | +4.67% | +24.16% | |
| 3Y Return (annualized) | +5.95% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 1.0% | 15.3% | |
| Max Drawdown | -4.1% | -56.6% | |
| Fund Family | Panagram Structured Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 18, 2023 | May 24, 2001 |
CLOX vs VTI Performance
Eldridge AAA CLO ETF (CLOX) is a ETF from Panagram Structured Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CLOX returned +4.67% while VTI returned +24.16%. Year to date, CLOX is up 2.48% versus a gain of 14.20% for VTI.
Over three years, CLOX compounded at +5.95% per year against +21.12% for VTI. Across the full 3-year window we track, VTI has the edge at +8.14% annualized vs +6.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.0% for CLOX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.1% for CLOX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.30. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CLOX charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, CLOX currently yields 4.58% against 1.07% for VTI.
Holdings Overlap
CLOX and VTI share 0 holdings out of 2791 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CLOX or VTI?
CLOX has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, CLOX or VTI?
Over the past year CLOX returned +4.67% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), CLOX annualized +6.15% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, CLOX or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.0% for CLOX. Worst drawdown: CLOX -4.1% vs VTI -56.6%.
Should I hold both CLOX and VTI?
CLOX and VTI have a monthly-return correlation of 0.30, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CLOX and VTI?
CLOX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, CLOX or VTI?
CLOX yields 4.58% while VTI yields 1.07%, so CLOX currently pays the higher dividend yield.
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