CLOX vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricCLOXVYMWinner
Expense Ratio0.20%0.04%
AUM$323M$79.0B
Dividend Yield4.58%2.86%
Holdings93568
YTD Return+2.32%+15.45%
1Y Return+4.54%+26.05%
3Y Return (annualized)+5.88%+17.96%
5Y Return (annualized)-+12.54%
Volatility (annualized)1.0%14.6%
Max Drawdown-4.1%-58.8%
Fund FamilyPanagram Structured Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionJul 18, 2023Nov 10, 2006

CLOX vs VYM Performance

Eldridge AAA CLO ETF (CLOX) is a ETF from Panagram Structured Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CLOX returned +4.54% while VYM returned +26.05%. Year to date, CLOX is up 2.32% versus a gain of 15.45% for VYM.

Over three years, CLOX compounded at +5.88% per year against +17.96% for VYM. Across the full 3-year window we track, VYM has the edge at +7.06% annualized vs +6.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.0% for CLOX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.1% for CLOX and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CLOX charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, CLOX currently yields 4.58% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

CLOX and VYM share 0 holdings out of 566 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CLOX or VYM?

CLOX has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, CLOX or VYM?

Over the past year CLOX returned +4.54% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), CLOX annualized +6.11% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, CLOX or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 1.0% for CLOX. Worst drawdown: CLOX -4.1% vs VYM -58.8%.

Should I hold both CLOX and VYM?

CLOX and VYM have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CLOX and VYM?

CLOX and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 566 unique securities.

Which pays a higher dividend, CLOX or VYM?

CLOX yields 4.58% while VYM yields 2.86%, so CLOX currently pays the higher dividend yield.

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