CGGR vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCGGRVTIWinner
Expense Ratio0.39%0.03%
AUM$23.7B$663.5B
Dividend Yield0.15%1.07%
Holdings983,543
YTD Return+0.73%+10.14%
1Y Return+7.64%+19.82%
3Y Return (annualized)+20.06%+18.94%
5Y Return (annualized)-+11.79%
Volatility (annualized)19.7%15.4%
Max Drawdown-28.9%-56.6%
Fund FamilyCapital Group (US)Vanguard (US)
CategoryEquityEquity
InceptionFeb 22, 2022May 24, 2001

CGGR vs VTI Performance

Capital Group Growth ETF (CGGR) is a ETF from Capital Group (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CGGR returned +7.64% while VTI returned +19.82%. Year to date, CGGR is up 0.73% versus a gain of 10.14% for VTI.

Over three years, CGGR compounded at +20.06% per year against +18.94% for VTI. Across the full 4-year window we track, CGGR has the edge at +14.90% annualized vs +7.99%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CGGR has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.9% for CGGR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CGGR charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, CGGR currently yields 0.15% against 1.07% for VTI.

Holdings Overlap

35.6%overlap

CGGR and VTI share 74 holdings out of 2797 unique holdings combined, representing a 35.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CGGRWeight in VTIDifference
NVDA5.16%6.32%1.16%
META7.09%1.70%5.39%
MSFT4.37%3.81%0.56%
AVGOProProPro
AAPLProProPro
TSLAProProPro
MUProProPro
AMZNProProPro
GOOGProProPro
LLYProProPro
See all 10 holdings CGGR shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CGGR or VTI?

CGGR has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, CGGR or VTI?

Over the past year CGGR returned +7.64% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), CGGR annualized +14.90% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, CGGR or VTI?

CGGR has been the more volatile fund at 19.7% annualized versus 15.4% for VTI. Worst drawdown: CGGR -28.9% vs VTI -56.6%.

Should I hold both CGGR and VTI?

CGGR and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CGGR and VTI?

CGGR and VTI share 74 common holdings with a 35.6% weight overlap. Combined, they hold 2797 unique securities.

Which pays a higher dividend, CGGR or VTI?

CGGR yields 0.15% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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