BVAL vs VTI

Quick Verdict

VTI has a lower expense ratio. BVAL delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: BVALMore Diversified: VTI

Side-by-Side Comparison

MetricBVALVTIWinner
Expense Ratio0.24%0.03%
AUM-$663.5B
Dividend Yield-1.07%
Holdings53,543
YTD Return+15.58%+14.20%
1Y Return+25.95%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)8.8%15.3%
Max Drawdown-6.7%-56.6%
Fund FamilyBluemonte Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionJun 20, 2025May 24, 2001

BVAL vs VTI Performance

Bluemonte Large Cap Value ETF (BVAL) is a ETF from Bluemonte Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BVAL returned +25.95% while VTI returned +24.16%. Year to date, BVAL is up 15.58% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.8% for BVAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.7% for BVAL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BVAL charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

BVAL and VTI share 0 holdings out of 2787 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BVAL or VTI?

BVAL has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, BVAL or VTI?

Over the past year BVAL returned +25.95% vs +24.16% for VTI, so BVAL leads on 1-year performance. Over the longest common window we track (1 years), BVAL annualized +25.87% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, BVAL or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 8.8% for BVAL. Worst drawdown: BVAL -6.7% vs VTI -56.6%.

Should I hold both BVAL and VTI?

BVAL and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BVAL and VTI?

BVAL and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2787 unique securities.

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