BVAL vs SCHD
BVAL vs SCHD
Bluemonte Large Cap Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BVAL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.06% | |
| AUM | - | $103.7B | |
| Dividend Yield | - | 3.31% | |
| Holdings | 5 | 104 | |
| YTD Return | +15.58% | +24.26% | |
| 1Y Return | +25.95% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 8.8% | 13.6% | |
| Max Drawdown | -6.7% | -33.4% | |
| Fund Family | Bluemonte Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 20, 2025 | Oct 20, 2011 |
BVAL vs SCHD Performance
Bluemonte Large Cap Value ETF (BVAL) is a ETF from Bluemonte Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BVAL returned +25.95% while SCHD returned +31.38%. Year to date, BVAL is up 15.58% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.8% for BVAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.7% for BVAL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BVAL charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period.
Holdings Overlap
BVAL and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BVAL or SCHD?
BVAL has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, BVAL or SCHD?
Over the past year BVAL returned +25.95% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BVAL annualized +25.87% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BVAL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 8.8% for BVAL. Worst drawdown: BVAL -6.7% vs SCHD -33.4%.
Should I hold both BVAL and SCHD?
BVAL and SCHD have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BVAL and SCHD?
BVAL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
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