BTAL vs SCHD
BTAL vs SCHD
AGF US Market Neutral Anti-Beta Fund ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BTAL offers more diversification with 399 holdings.
Side-by-Side Comparison
| Metric | BTAL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.40% | 0.06% | |
| AUM | $306M | $103.7B | |
| Dividend Yield | 3.20% | 3.31% | |
| Holdings | 402 | 104 | |
| YTD Return | -15.44% | +23.31% | |
| 1Y Return | -26.32% | +30.42% | |
| 3Y Return (annualized) | -10.51% | +14.66% | |
| 5Y Return (annualized) | -4.74% | +9.59% | |
| Volatility (annualized) | 14.9% | 13.6% | |
| Max Drawdown | -52.7% | -33.4% | |
| Fund Family | AGFiQ | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 13, 2011 | Oct 20, 2011 |
BTAL vs SCHD Performance
AGF US Market Neutral Anti-Beta Fund ETF (BTAL) is a ETF from AGFiQ and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BTAL returned -26.32% while SCHD returned +30.42%. Year to date, BTAL is down 15.44% versus a gain of 23.31% for SCHD.
Over three years, BTAL compounded at -10.51% per year against +14.66% for SCHD; over five years the annualized figures are -4.74% and +9.59% respectively. Across the full 15-year window we track, SCHD has the edge at +11.34% annualized vs -3.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BTAL has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -52.7% for BTAL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTAL charges 1.40% per year while SCHD charges 0.06%. On a $10,000 position that is $140 vs $6 annually, a gap of $134 per year that compounds over a long holding period. On income, BTAL currently yields 3.20% against 3.31% for SCHD.
Holdings Overlap
BTAL and SCHD share 22 holdings out of 477 unique holdings combined, representing a 5.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BTAL | Weight in SCHD | Difference |
|---|---|---|---|
| ABT | 0.45% | 4.49% | 4.04% |
| AMGN | 0.43% | 4.25% | 3.82% |
| UNH | -0.35% | 4.54% | 4.89% |
| VZ | Pro | Pro | Pro |
| MO | Pro | Pro | Pro |
| LMT | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
| CMCSA | Pro | Pro | Pro |
| FAST | Pro | Pro | Pro |
| SLB | Pro | Pro | Pro |
See all 10 holdings BTAL shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, BTAL or SCHD?
BTAL has an expense ratio of 1.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $134 per year of difference.
Which performed better, BTAL or SCHD?
Over the past year BTAL returned -26.32% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BTAL annualized -3.78% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, BTAL or SCHD?
BTAL has been the more volatile fund at 14.9% annualized versus 13.6% for SCHD. Worst drawdown: BTAL -52.7% vs SCHD -33.4%.
Should I hold both BTAL and SCHD?
BTAL and SCHD have a monthly-return correlation of -0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTAL and SCHD?
BTAL and SCHD share 22 common holdings with a 5.9% weight overlap. Combined, they hold 477 unique securities.
Which pays a higher dividend, BTAL or SCHD?
BTAL yields 3.20% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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