BNDS vs VTI
BNDS vs VTI
Infrastructure Capital Bond Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BNDS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.88% | 0.03% | |
| AUM | $94M | $663.5B | |
| Dividend Yield | 8.71% | 1.07% | |
| Holdings | 77 | 3,543 | |
| YTD Return | +4.44% | +14.20% | |
| 1Y Return | +9.38% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 5.2% | 15.3% | |
| Max Drawdown | -7.0% | -56.6% | |
| Fund Family | InfraCap | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 15, 2025 | May 24, 2001 |
BNDS vs VTI Performance
Infrastructure Capital Bond Income ETF (BNDS) is a ETF from InfraCap and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BNDS returned +9.38% while VTI returned +24.16%. Year to date, BNDS is up 4.44% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.2% for BNDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.0% for BNDS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BNDS charges 0.88% per year while VTI charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, BNDS currently yields 8.71% against 1.07% for VTI.
Holdings Overlap
BNDS and VTI share 4 holdings out of 2849 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BNDS | Weight in VTI | Difference |
|---|---|---|---|
| GM | 2.30% | 0.10% | 2.20% |
| FBRT | 0.79% | 0.00% | 0.79% |
| CODI | 0.33% | 0.00% | 0.33% |
| MITT | Pro | Pro | Pro |
See all 4 holdings BNDS shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, BNDS or VTI?
BNDS has an expense ratio of 0.88% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $85 per year of difference.
Which performed better, BNDS or VTI?
Over the past year BNDS returned +9.38% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), BNDS annualized +8.38% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, BNDS or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.2% for BNDS. Worst drawdown: BNDS -7.0% vs VTI -56.6%.
Should I hold both BNDS and VTI?
BNDS and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDS and VTI?
BNDS and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 2849 unique securities.
Which pays a higher dividend, BNDS or VTI?
BNDS yields 8.71% while VTI yields 1.07%, so BNDS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.