BKLC vs VTI
BKLC vs VTI
BNY Mellon US Large Cap Core Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
BKLC has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BKLC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.00% | 0.03% | |
| AUM | $5.4B | $663.5B | |
| Dividend Yield | 0.34% | 1.07% | |
| Holdings | 509 | 3,543 | |
| YTD Return | -62.07% | +14.20% | |
| 1Y Return | -58.83% | +24.16% | |
| 3Y Return (annualized) | -15.19% | +21.12% | |
| 5Y Return (annualized) | -8.85% | +12.37% | |
| Volatility (annualized) | 31.4% | 15.3% | |
| Max Drawdown | -68.0% | -56.6% | |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 7, 2020 | May 24, 2001 |
BKLC vs VTI Performance
BNY Mellon US Large Cap Core Equity ETF (BKLC) is a ETF from BNY Mellon Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BKLC returned -58.83% while VTI returned +24.16%. Year to date, BKLC is down 62.07% versus a gain of 14.20% for VTI.
Over three years, BKLC compounded at -15.19% per year against +21.12% for VTI; over five years the annualized figures are -8.85% and +12.37% respectively. Across the full 6-year window we track, VTI has the edge at +8.14% annualized vs +0.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKLC has been the more volatile fund, with annualized monthly volatility of 31.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -68.0% for BKLC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKLC charges 0.00% per year while VTI charges 0.03%. On a $10,000 position that is $0 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, BKLC currently yields 0.34% against 1.07% for VTI.
Holdings Overlap
BKLC and VTI share 448 holdings out of 2832 unique holdings combined, representing a 80.3% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in BKLC | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.31% | 6.32% | 0.99% |
| AAPL | 6.57% | 5.84% | 0.73% |
| MSFT | 4.82% | 3.81% | 1.01% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings BKLC shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, BKLC or VTI?
BKLC has an expense ratio of 0.00% while VTI charges 0.03%. BKLC is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, BKLC or VTI?
Over the past year BKLC returned -58.83% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), BKLC annualized +0.25% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, BKLC or VTI?
BKLC has been the more volatile fund at 31.4% annualized versus 15.3% for VTI. Worst drawdown: BKLC -68.0% vs VTI -56.6%.
Should I hold both BKLC and VTI?
BKLC and VTI have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKLC and VTI?
BKLC and VTI share 448 common holdings with a 80.3% weight overlap. Combined, they hold 2832 unique securities.
Which pays a higher dividend, BKLC or VTI?
BKLC yields 0.34% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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