BGX vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BGX offers more diversification with 324 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: BGX

Side-by-Side Comparison

MetricBGXSCHDWinner
Expense Ratio2.77%0.06%
AUM$155M$103.7B
Dividend Yield8.01%3.31%
Holdings592104
YTD Return-3.45%+22.69%
1Y Return-7.08%+30.94%
3Y Return (annualized)+7.04%+14.20%
5Y Return (annualized)+2.83%+9.59%
Volatility (annualized)12.9%13.7%
Max Drawdown-58.0%-33.4%
Fund FamilyThe Blackstone Group IncCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJan 27, 2011Oct 20, 2011

BGX vs SCHD Performance

Blackstone Long-Short Credit Income Fund (BGX) is a ETF from The Blackstone Group Inc and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BGX returned -7.08% while SCHD returned +30.94%. Year to date, BGX is down 3.45% versus a gain of 22.69% for SCHD.

Over three years, BGX compounded at +7.04% per year against +14.20% for SCHD; over five years the annualized figures are +2.83% and +9.59% respectively. Across the full 15-year window we track, SCHD has the edge at +11.31% annualized vs -0.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.9% for BGX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.0% for BGX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BGX charges 2.77% per year while SCHD charges 0.06%. On a $10,000 position that is $277 vs $6 annually, a gap of $271 per year that compounds over a long holding period. On income, BGX currently yields 8.01% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

BGX and SCHD share 0 holdings out of 424 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BGX or SCHD?

BGX has an expense ratio of 2.77% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $271 per year of difference.

Which performed better, BGX or SCHD?

Over the past year BGX returned -7.08% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BGX annualized -0.91% vs +11.31% for SCHD. Past performance does not guarantee future results.

Which is riskier, BGX or SCHD?

SCHD has been the more volatile fund at 13.7% annualized versus 12.9% for BGX. Worst drawdown: BGX -58.0% vs SCHD -33.4%.

Should I hold both BGX and SCHD?

BGX and SCHD have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BGX and SCHD?

BGX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 424 unique securities.

Which pays a higher dividend, BGX or SCHD?

BGX yields 8.01% while SCHD yields 3.31%, so BGX currently pays the higher dividend yield.

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