BGB vs SCHD
BGB vs SCHD
Blackstone Strategic Credit 2027 Term Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD delivered stronger 1-year returns. BGB offers more diversification with 359 holdings.
Side-by-Side Comparison
| Metric | BGB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | - | 0.06% | |
| AUM | $524M | $103.7B | |
| Dividend Yield | 8.14% | 3.31% | |
| Holdings | 616 | 104 | |
| YTD Return | -1.21% | +22.69% | |
| 1Y Return | -2.41% | +30.94% | |
| 3Y Return (annualized) | +9.41% | +14.20% | |
| 5Y Return (annualized) | +4.45% | +9.59% | |
| Volatility (annualized) | 11.8% | 13.7% | |
| Max Drawdown | -59.1% | -33.4% | |
| Fund Family | The Blackstone Group Inc | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 26, 2012 | Oct 20, 2011 |
BGB vs SCHD Performance
Blackstone Strategic Credit 2027 Term Fund (BGB) is a ETF from The Blackstone Group Inc and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BGB returned -2.41% while SCHD returned +30.94%. Year to date, BGB is down 1.21% versus a gain of 22.69% for SCHD.
Over three years, BGB compounded at +9.41% per year against +14.20% for SCHD; over five years the annualized figures are +4.45% and +9.59% respectively. Across the full 14-year window we track, SCHD has the edge at +11.31% annualized vs -0.91%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 11.8% for BGB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.1% for BGB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Holdings Overlap
BGB and SCHD share 0 holdings out of 459 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which performed better, BGB or SCHD?
Over the past year BGB returned -2.41% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), BGB annualized -0.91% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, BGB or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 11.8% for BGB. Worst drawdown: BGB -59.1% vs SCHD -33.4%.
Should I hold both BGB and SCHD?
BGB and SCHD have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BGB and SCHD?
BGB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 459 unique securities.
Which pays a higher dividend, BGB or SCHD?
BGB yields 8.14% while SCHD yields 3.31%, so BGB currently pays the higher dividend yield.
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