BBHY vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBBHYVTIWinner
Expense Ratio0.07%0.03%
AUM$620M$663.5B
Dividend Yield7.41%1.07%
Holdings1,5633,543
YTD Return+0.02%+13.57%
1Y Return+3.21%+24.23%
3Y Return (annualized)+7.56%+20.73%
5Y Return (annualized)+3.54%+12.24%
Volatility (annualized)7.7%15.3%
Max Drawdown-25.3%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 15, 2016May 24, 2001

BBHY vs VTI Performance

JPMorgan BetaBuilders USD High Yield Corporate Bond ETF (BBHY) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BBHY returned +3.21% while VTI returned +24.23%. Year to date, BBHY is up 0.02% versus a gain of 13.57% for VTI.

Over three years, BBHY compounded at +7.56% per year against +20.73% for VTI; over five years the annualized figures are +3.54% and +12.24% respectively. Across the full 10-year window we track, VTI has the edge at +8.12% annualized vs +2.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.7% for BBHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.3% for BBHY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BBHY charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, BBHY currently yields 7.41% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BBHY and VTI share 3 holdings out of 3981 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBHYWeight in VTIDifference
LUMN0.06%0.00%0.06%
SMG0.03%0.00%0.03%
NINE0.01%0.00%0.01%

Frequently Asked Questions

Which is cheaper, BBHY or VTI?

BBHY has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, BBHY or VTI?

Over the past year BBHY returned +3.21% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), BBHY annualized +2.35% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, BBHY or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 7.7% for BBHY. Worst drawdown: BBHY -25.3% vs VTI -56.6%.

Should I hold both BBHY and VTI?

BBHY and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBHY and VTI?

BBHY and VTI share 3 common holdings with a 0.0% weight overlap. Combined, they hold 3981 unique securities.

Which pays a higher dividend, BBHY or VTI?

BBHY yields 7.41% while VTI yields 1.07%, so BBHY currently pays the higher dividend yield.

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