BBAG vs VTI

Quick Verdict

VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: TiedHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBBAGVTIWinner
Expense Ratio0.03%0.03%
AUM$1.0B$663.5B
Dividend Yield4.20%1.07%
Holdings1,7913,543
YTD Return-1.44%+14.20%
1Y Return+0.92%+24.16%
3Y Return (annualized)+3.56%+21.12%
5Y Return (annualized)-0.58%+12.37%
Volatility (annualized)5.7%15.3%
Max Drawdown-19.6%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionDec 12, 2018May 24, 2001

BBAG vs VTI Performance

JPMorgan BetaBuilders US Aggregate Bond ETF (BBAG) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BBAG returned +0.92% while VTI returned +24.16%. Year to date, BBAG is down 1.44% versus a gain of 14.20% for VTI.

Over three years, BBAG compounded at +3.56% per year against +21.12% for VTI; over five years the annualized figures are -0.58% and +12.37% respectively. Across the full 8-year window we track, VTI has the edge at +8.14% annualized vs +0.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.7% for BBAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for BBAG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBAG charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, BBAG currently yields 4.20% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

BBAG and VTI share 1 holdings out of 4094 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBAGWeight in VTIDifference
KDP0.05%0.06%0.01%

Frequently Asked Questions

Which is cheaper, BBAG or VTI?

BBAG has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, BBAG or VTI?

Over the past year BBAG returned +0.92% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), BBAG annualized +0.87% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, BBAG or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 5.7% for BBAG. Worst drawdown: BBAG -19.6% vs VTI -56.6%.

Should I hold both BBAG and VTI?

BBAG and VTI have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBAG and VTI?

BBAG and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 4094 unique securities.

Which pays a higher dividend, BBAG or VTI?

BBAG yields 4.20% while VTI yields 1.07%, so BBAG currently pays the higher dividend yield.

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