BBAG vs QQQ

Quick Verdict

BBAG has a lower expense ratio. QQQ delivered stronger 1-year returns. BBAG offers more diversification with 1312 holdings.

Lower Fees: BBAGHigher Returns: QQQMore Diversified: BBAG

Side-by-Side Comparison

MetricBBAGQQQWinner
Expense Ratio0.03%0.18%
AUM$1.0B$455.8B
Dividend Yield4.20%0.41%
Holdings1,791108
YTD Return-1.66%+12.48%
1Y Return+1.55%+22.35%
3Y Return (annualized)+3.47%+22.30%
5Y Return (annualized)-0.78%+14.24%
Volatility (annualized)5.7%30.6%
Max Drawdown-19.6%-83.0%
Fund FamilyJ.P. Morgan Asset ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionDec 12, 2018Mar 10, 1999

BBAG vs QQQ Performance

JPMorgan BetaBuilders US Aggregate Bond ETF (BBAG) is a ETF from J.P. Morgan Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BBAG returned +1.55% while QQQ returned +22.35%. Year to date, BBAG is down 1.66% versus a gain of 12.48% for QQQ.

Over three years, BBAG compounded at +3.47% per year against +22.30% for QQQ; over five years the annualized figures are -0.78% and +14.24% respectively. Across the full 8-year window we track, QQQ has the edge at +12.91% annualized vs +0.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.7% for BBAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for BBAG and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBAG charges 0.03% per year while QQQ charges 0.18%. On a $10,000 position that is $3 vs $18 annually, a gap of $15 per year that compounds over a long holding period. On income, BBAG currently yields 4.20% against 0.41% for QQQ.

Holdings Overlap

0.1%overlap

BBAG and QQQ share 1 holdings out of 1414 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBAGWeight in QQQDifference
KDP0.05%0.19%0.14%

Frequently Asked Questions

Which is cheaper, BBAG or QQQ?

BBAG has an expense ratio of 0.03% while QQQ charges 0.18%. BBAG is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, BBAG or QQQ?

Over the past year BBAG returned +1.55% vs +22.35% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), BBAG annualized +0.84% vs +12.91% for QQQ. Past performance does not guarantee future results.

Which is riskier, BBAG or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 5.7% for BBAG. Worst drawdown: BBAG -19.6% vs QQQ -83.0%.

Should I hold both BBAG and QQQ?

BBAG and QQQ have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBAG and QQQ?

BBAG and QQQ share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1414 unique securities.

Which pays a higher dividend, BBAG or QQQ?

BBAG yields 4.20% while QQQ yields 0.41%, so BBAG currently pays the higher dividend yield.

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