AVSU vs VTI

Quick Verdict

VTI has a lower expense ratio. AVSU delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: AVSUMore Diversified: VTI

Side-by-Side Comparison

MetricAVSUVTIWinner
Expense Ratio0.15%0.03%
AUM$467M$663.5B
Dividend Yield0.90%1.07%
Holdings1,3283,543
YTD Return+16.12%+11.83%
1Y Return+28.21%+21.79%
3Y Return (annualized)+20.65%+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)16.9%15.3%
Max Drawdown-21.7%-56.6%
Fund FamilyAvantis InvestorsVanguard (US)
CategoryEquityEquity
InceptionMar 15, 2022May 24, 2001

AVSU vs VTI Performance

Avantis Responsible US Equity ETF (AVSU) is a ETF from Avantis Investors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AVSU returned +28.21% while VTI returned +21.79%. Year to date, AVSU is up 16.12% versus a gain of 11.83% for VTI.

Over three years, AVSU compounded at +20.65% per year against +20.40% for VTI. Across the full 4-year window we track, AVSU has the edge at +14.14% annualized vs +8.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AVSU has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.7% for AVSU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AVSU charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AVSU currently yields 0.90% against 1.07% for VTI.

Holdings Overlap

61.4%overlap

AVSU and VTI share 836 holdings out of 2992 unique holdings combined, representing a 61.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in AVSUWeight in VTIDifference
AAPL6.07%5.84%0.23%
NVDA5.45%6.32%0.87%
MSFT3.65%3.81%0.16%
AMZNProProPro
GOOGLProProPro
MUProProPro
GOOGProProPro
METAProProPro
AVGOProProPro
JPMProProPro
See all 10 holdings AVSU shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, AVSU or VTI?

AVSU has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, AVSU or VTI?

Over the past year AVSU returned +28.21% vs +21.79% for VTI, so AVSU leads on 1-year performance. Over the longest common window we track (4 years), AVSU annualized +14.14% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, AVSU or VTI?

AVSU has been the more volatile fund at 16.9% annualized versus 15.3% for VTI. Worst drawdown: AVSU -21.7% vs VTI -56.6%.

Should I hold both AVSU and VTI?

AVSU and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between AVSU and VTI?

AVSU and VTI share 836 common holdings with a 61.4% weight overlap. Combined, they hold 2992 unique securities.

Which pays a higher dividend, AVSU or VTI?

AVSU yields 0.90% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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