AVSU vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. AVSU offers more diversification with 1045 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: AVSU

Side-by-Side Comparison

MetricAVSUSCHDWinner
Expense Ratio0.15%0.06%
AUM$467M$103.7B
Dividend Yield0.90%3.31%
Holdings1,328104
YTD Return+14.44%+22.69%
1Y Return+26.51%+30.94%
3Y Return (annualized)+19.25%+14.20%
5Y Return (annualized)-+9.59%
Volatility (annualized)17.1%13.7%
Max Drawdown-21.7%-33.4%
Fund FamilyAvantis InvestorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 15, 2022Oct 20, 2011

AVSU vs SCHD Performance

Avantis Responsible US Equity ETF (AVSU) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVSU returned +26.51% while SCHD returned +30.94%. Year to date, AVSU is up 14.44% versus a gain of 22.69% for SCHD.

Over three years, AVSU compounded at +19.25% per year against +14.20% for SCHD. Across the full 4-year window we track, AVSU has the edge at +13.79% annualized vs +11.31%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AVSU has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.7% for AVSU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AVSU charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, AVSU currently yields 0.90% against 3.31% for SCHD.

Holdings Overlap

7.9%overlap

AVSU and SCHD share 67 holdings out of 1078 unique holdings combined, representing a 7.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AVSUWeight in SCHDDifference
MRK0.74%4.32%3.58%
UNH0.22%4.54%4.32%
ABT0.15%4.49%4.34%
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HDProProPro
PGProProPro
KOProProPro
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PEPProProPro
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Frequently Asked Questions

Which is cheaper, AVSU or SCHD?

AVSU has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, AVSU or SCHD?

Over the past year AVSU returned +26.51% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), AVSU annualized +13.79% vs +11.31% for SCHD. Past performance does not guarantee future results.

Which is riskier, AVSU or SCHD?

AVSU has been the more volatile fund at 17.1% annualized versus 13.7% for SCHD. Worst drawdown: AVSU -21.7% vs SCHD -33.4%.

Should I hold both AVSU and SCHD?

AVSU and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVSU and SCHD?

AVSU and SCHD share 67 common holdings with a 7.9% weight overlap. Combined, they hold 1078 unique securities.

Which pays a higher dividend, AVSU or SCHD?

AVSU yields 0.90% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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