AGZD vs VTI
AGZD vs VTI
WisdomTree Interest Rate Hedged US Aggregate Bond Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | AGZD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.03% | |
| AUM | $133M | $663.5B | |
| Dividend Yield | 4.00% | 1.07% | |
| Holdings | 1,368 | 3,543 | |
| YTD Return | +2.95% | +10.14% | |
| 1Y Return | +5.42% | +19.82% | |
| 3Y Return (annualized) | +5.64% | +18.94% | |
| 5Y Return (annualized) | +4.43% | +11.79% | |
| Volatility (annualized) | 2.1% | 15.4% | |
| Max Drawdown | -13.1% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 18, 2013 | May 24, 2001 |
AGZD vs VTI Performance
WisdomTree Interest Rate Hedged US Aggregate Bond Fund (AGZD) is a ETF from WisdomTree Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AGZD returned +5.42% while VTI returned +19.82%. Year to date, AGZD is up 2.95% versus a gain of 10.14% for VTI.
Over three years, AGZD compounded at +5.64% per year against +18.94% for VTI; over five years the annualized figures are +4.43% and +11.79% respectively. Across the full 13-year window we track, VTI has the edge at +7.99% annualized vs +1.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 2.1% for AGZD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for AGZD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGZD charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period. On income, AGZD currently yields 4.00% against 1.07% for VTI.
Holdings Overlap
AGZD and VTI share 0 holdings out of 4037 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGZD or VTI?
AGZD has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $20 per year of difference.
Which performed better, AGZD or VTI?
Over the past year AGZD returned +5.42% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), AGZD annualized +1.26% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, AGZD or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 2.1% for AGZD. Worst drawdown: AGZD -13.1% vs VTI -56.6%.
Should I hold both AGZD and VTI?
AGZD and VTI have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGZD and VTI?
AGZD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 4037 unique securities.
Which pays a higher dividend, AGZD or VTI?
AGZD yields 4.00% while VTI yields 1.07%, so AGZD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.