AGZD vs VYM
AGZD vs VYM
WisdomTree Interest Rate Hedged US Aggregate Bond Fund vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. AGZD offers more diversification with 1254 holdings.
Side-by-Side Comparison
| Metric | AGZD | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.04% | |
| AUM | $133M | $79.0B | |
| Dividend Yield | 4.00% | 2.86% | |
| Holdings | 1,368 | 568 | |
| YTD Return | +2.81% | +15.45% | |
| 1Y Return | +5.16% | +26.05% | |
| 3Y Return (annualized) | +5.69% | +17.96% | |
| 5Y Return (annualized) | +4.37% | +12.54% | |
| Volatility (annualized) | 2.1% | 14.6% | |
| Max Drawdown | -13.1% | -58.8% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 18, 2013 | Nov 10, 2006 |
AGZD vs VYM Performance
WisdomTree Interest Rate Hedged US Aggregate Bond Fund (AGZD) is a ETF from WisdomTree Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year AGZD returned +5.16% while VYM returned +26.05%. Year to date, AGZD is up 2.81% versus a gain of 15.45% for VYM.
Over three years, AGZD compounded at +5.69% per year against +17.96% for VYM; over five years the annualized figures are +4.37% and +12.54% respectively. Across the full 13-year window we track, VYM has the edge at +7.06% annualized vs +1.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 2.1% for AGZD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for AGZD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGZD charges 0.23% per year while VYM charges 0.04%. On a $10,000 position that is $23 vs $4 annually, a gap of $19 per year that compounds over a long holding period. On income, AGZD currently yields 4.00% against 2.86% for VYM.
Holdings Overlap
AGZD and VYM share 0 holdings out of 1812 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGZD or VYM?
AGZD has an expense ratio of 0.23% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, AGZD or VYM?
Over the past year AGZD returned +5.16% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (13 years), AGZD annualized +1.25% vs +7.06% for VYM. Past performance does not guarantee future results.
Which is riskier, AGZD or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 2.1% for AGZD. Worst drawdown: AGZD -13.1% vs VYM -58.8%.
Should I hold both AGZD and VYM?
AGZD and VYM have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGZD and VYM?
AGZD and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1812 unique securities.
Which pays a higher dividend, AGZD or VYM?
AGZD yields 4.00% while VYM yields 2.86%, so AGZD currently pays the higher dividend yield.
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