AGGY vs VTI
AGGY vs VTI
WisdomTree Yield Enhanced US Aggregate Bond Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | AGGY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.03% | |
| AUM | $926M | $663.5B | |
| Dividend Yield | 4.48% | 1.07% | |
| Holdings | 2,221 | 3,543 | |
| YTD Return | +0.07% | +13.57% | |
| 1Y Return | +2.52% | +24.23% | |
| 3Y Return (annualized) | +4.62% | +20.73% | |
| 5Y Return (annualized) | -0.48% | +12.24% | |
| Volatility (annualized) | 5.6% | 15.3% | |
| Max Drawdown | -22.3% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 9, 2015 | May 24, 2001 |
AGGY vs VTI Performance
WisdomTree Yield Enhanced US Aggregate Bond Fund (AGGY) is a ETF from WisdomTree Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AGGY returned +2.52% while VTI returned +24.23%. Year to date, AGGY is up 0.07% versus a gain of 13.57% for VTI.
Over three years, AGGY compounded at +4.62% per year against +20.73% for VTI; over five years the annualized figures are -0.48% and +12.24% respectively. Across the full 11-year window we track, VTI has the edge at +8.12% annualized vs +0.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.6% for AGGY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for AGGY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGGY charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, AGGY currently yields 4.48% against 1.07% for VTI.
Holdings Overlap
AGGY and VTI share 4 holdings out of 4877 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
Frequently Asked Questions
Which is cheaper, AGGY or VTI?
AGGY has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, AGGY or VTI?
Over the past year AGGY returned +2.52% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), AGGY annualized +0.40% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, AGGY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.6% for AGGY. Worst drawdown: AGGY -22.3% vs VTI -56.6%.
Should I hold both AGGY and VTI?
AGGY and VTI have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGGY and VTI?
AGGY and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 4877 unique securities.
Which pays a higher dividend, AGGY or VTI?
AGGY yields 4.48% while VTI yields 1.07%, so AGGY currently pays the higher dividend yield.
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